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India Tax Calculator for AY 2025-26 | Old vs New Regime Comparison

Important Disclaimer: This calculator provides basic tax estimates for informational purposes only. Tax calculations can be complex and depend on various factors not covered here. For accurate tax planning and filing, please consult a qualified Chartered Accountant (CA) or visit official Income Tax Department resources at incometax.gov.in

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Annual Salary (₹)

HRA Received (₹)

Rent Paid (₹)

Provident Fund (₹)

Life Insurance Premium (₹)

ELSS Investment (₹)

Home Loan Interest (₹)

Medical Insurance Premium (₹)

Education Loan Interest (₹)

NPS Contribution (₹)

Advanced Options

Professional Tax (₹)

Employer NPS Contribution (₹)

Agniveer Corpus Fund (₹)

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Tax Comparison Results

Old Tax Regime

Gross Income:₹0

Total Deductions:₹50,000

Taxable Income:₹0

Income Tax:₹0

Cess (4%):₹0

Total Tax:₹0

Net Income:₹0

New Tax Regime

Gross Income:₹0

Total Deductions:₹75,000

Taxable Income:₹0

Income Tax:₹0

Cess (4%):₹0

Total Tax:₹0

Net Income:₹0

Comparison Summary

₹0

Tax Difference

Old Regime

Recommended

₹0

Annual Savings

Old Tax Regime

• Standard deduction: ₹50,000
• HRA exemption available
• 80C deduction up to ₹1.5 lakh
• Home loan interest deduction
• Medical insurance deduction
• Education loan interest deduction

New Tax Regime (Budget 2025)

• Standard deduction: ₹75,000
• No tax up to ₹3 lakh income
• Marginal relief for ₹12-12.75 lakh income
• Effectively no tax up to ₹12.75 lakh for salaried
• Revised tax slabs with lower rates
• Simplified structure with minimal deductions

Professional Advice Recommended

This tax calculator is designed to provide basic estimates based on standard tax rules for AY 2025-26. However, tax situations can be highly individual and complex. Factors such as capital gains, business income, multiple properties, international income, or specific deductions may significantly impact your actual tax liability. We strongly recommend consulting with a qualified Chartered Accountant (CA) or tax professional for personalized advice, accurate calculations, and proper tax planning strategies.

• For official tax information: incometax.gov.in• Find a CA near you: icai.org• Tax filing portal: incometaxindiaefiling.gov.in